According to Wikipedia “A low-energy house is characterized by an energy-efficient design and technical features which enable it to provide high living standards and comfort with low energy consumption and carbon emissions.” It is understood that buildings alone...
In 2013 the Scottish Government introduced the Help to Buy Scheme. From its inception until the end of March 2018 the Scheme has assisted in the purchase of 12,800 new build properties, at a cost of around £436 million. The emphasis for Help to Buy in Scotland was to...
Burns night has just passed and I am sure lots of haggis, neeps and tatties have been devoured and many a poem recited and songs enjoyed. Robert Burns was born on the 25th January 1759 and died on 21 July 1796. He is familiarly known as Rabbie Burns, the National Bard...
Recent research has been carried out by Direct Life Line Insurance which revealed that 60% of divorced adults in the UK, who are now in a new relationship, have failed to update any of their personal finances since their previous marriage. This includes the...
I don’t know how many times and how many ways to say it, but the importance of having a Will cannot be overstated. To put it in a simple context, please read this true and heartwarming little anecdote. A gentleman called Barrie Greaves, aged 83, left £100 in his Will...
A recent Scottish court decision issued just after Christmas last year has shown that tensions can arise after a death where there is no documentation in place to illuminate the nature of a lifetime payment made by the deceased. Is it a loan? Is it an advance? Is it...
